Business Loans
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A Working Capital Loan (WCL) provides businesses with the funds needed to manage day-to-day operations, improve cash flow, and seize growth opportunities. Whether you’re looking to purchase inventory, pay suppliers, hire staff, or expand your business, a Working Capital Loan offers flexible financing to support your business needs.
A Business Term Loan provides businesses with a lump sum of financing that is repaid over a fixed tenure through regular monthly instalments. It is ideal for companies looking to expand operations, improve cash flow, invest in new equipment, or finance business opportunities.
The Enterprise Financing Scheme (EFS) is a comprehensive tool to enable Singapore enterprises to access financing more readily across all stages of growth.
Types of loans
A Revolving Credit (RC) or Revolving Term Loan (RTL) provides businesses with ongoing access to funds, allowing you to draw down and repay financing as your working capital needs change. Unlike a traditional term loan, revolving facilities offer greater flexibility, enabling businesses to manage seasonal cash flow fluctuations, seize growth opportunities, and respond quickly to unexpected expenses.
Types of loans
A Business Overdraft (OD) is a revolving credit facility linked to your company’s current account, providing instant access to additional funds whenever your cash flow requires support. It is an ideal financing solution for businesses that need short-term liquidity to manage daily operating expenses, seasonal fluctuations, or unexpected costs.
Alternative Business Funding for Fast and Flexible Financing
Peer-to-Peer (P2P) Financing connects businesses seeking funding with individual and institutional investors through licensed digital financing platforms. It provides SMEs with an alternative source of capital, particularly for businesses that may not meet traditional bank lending criteria or require quicker access to funding.
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Submit your enquiry today for a complimentary, no-obligation consultation. Our financing specialists will assess your business needs and compare competitive business loan solutions from multiple banks and financial institutions in Singapore to help you secure the right financing for your business growth.
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